The RICP Designation

The  RICP Designation is awarded by the American College of Financial Services.

For many, this is a new designation that goes beyond many of the prior designations.  Focusing on Life Time Income for the client.  Making improvements for the “What If’s” that occur in life.

By doing some planning today. You will not have the stress brought on by the lack of money.  How important is that?  Visualize your life without sufficient income.  How would you be able to afford anything beyond what social Security can provide.

It has been found that many advisors concentrate on Accumulation.  More important, was the assets you have,  lasted your life time.  Everyone needs to think of retirement lasting 15 – 40 years.  The assets you have now, need to span that time frame.

Stressing the Income for Life.  Because we as a nation are living longer, the need for better planning is required.

The “What If’s” have been compiled into a list of 19 Risk’s facing retiree’s.  These are all taken into consideration.  Retirement is not only about how much money you can set aside if it’s lost through neglect.

Working with clients from the Medical Plans, Finances and their estate plan concern.  The most complete approach of any designation.

Forbes did an article regarding the RICP designation.   

For more information about the RICP designation, follow these 2 links.

Forbes                   The American College