The changes and other considerations that have occurred over the years have put more emphasis on the individual. Compelling the individual to have a greater part in their retirement planning.
During the working years, for retirement income, employee’s were told to “Sign Here”. They let the company take care of their pension, and guide them until they retired.
Now, the employee is expected to be able to make an educated decision about structuring the retirement income assets. Often with poor results from bad advice.
That is where we come into the picture. We analyze what the individual has to work with. What their goals may be and how best to meet them.
With the RICP outlook, we take into consideration everything from the Medical plans, Financial and the Legacy they wish to pass on.